Dr. Mohan Lal Sharma Dr. Dev Raj Jat. “CHANGING PATTERN OF DEMAND FOR E-BANKING SERVICES”. African Diaspora Journal of Mathematics ISSN: 1539-854X, Multidisciplinary UGC CARE GROUP I, vol. 25, no. 6, Apr. 2024, pp. 305-16, https://newjournalzone.in/index.php/ijmfsmr/article/view/196.